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Waterford, PA Profile: Facts & Data

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Waterford, Pennsylvania - Basic Facts

The Borough of Waterford had a population of 1,420 as of July 1, 2025.

The primary coordinate point for Waterford is located at latitude 41.9428 and longitude -79.9845 in Erie County. The formal boundaries for the Borough of Waterford encompass a land area of 1.23 sq. miles and a water area of 0.01 sq. miles. Erie County is in the Eastern time zone (GMT -5).

The Borough of Waterford has a C5 Census Class Code which indicates an active incorporated place that is independent of any county subdivision and serves as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.


Jump to... (On This Page!)
  1. Waterford 2025 Demographic Data
  2. Growth Rates for Waterford (Historical & 5-Year Forecast)
  3. Peer Comparisons (Rank and Percentile)
  1. Neighborhoods Demographics (Home Values, Household Income, etc.)
  2. Pennsylvania Research Tools (Easy Tools & Current Data)
  3. Pennsylvania Data Comparison Tool - 2025 Demographics
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Waterford, PA Data & Demographics (As of July 1, 2025)

POPULATION

Total Population 1,420 (100%)
Population in Households 1,420 (100.0%)
Population in Families 1,127 (79.4%)
Population in Group Quarters1 0
Population Density 1,159
Diversity Index2 16
 
 

INCOME

Median Household Income $62,240
Average Household Income $74,223
% of Income for Mortgage4 23%
Per Capita Income $32,669
Wealth Index5 46
Socioeconomic Status Index6 Moderate (48.7)
 

HOUSING

Total HU (Housing Units) 684 (100%)
Owner Occupied HU 376 (55.0%)
Renter Occupied HU 249 (36.4%)
Vacant Housing Units 59 ( 8.6%)
Median Home Value $226,389
Average Home Value $255,505
Housing Affordability Index3 92
 

HOUSEHOLDS

Total Households 625
Average Household Size 2.27
Family Households 386
Average Family Size 3.00
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
  6. The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR

 2020-2025 2025-2030
Population -0.73% -0.38%
Households -0.36% -0.16%
Families   -0.21%
Median Household Income   2.06%
Per Capita Income   2.66%
Owner Occupied HU   1.14%

Waterford, PA - Peer Comparisons by Rank and Percentile

The table below compares Waterford to the other 2,002 incorporated cities, towns and CDPs in Pennsylvania by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 821 59th
Population Density # 1052 48th
Median Household Income # 1352 33rd
Housing Affordability Index # 676 34th
Per Capita Income # 1360 32nd
Diversity Index # 1242 38th

Additional comparisons and rankings can be made with a VERY EASY TO USE Pennsylvania Census Data Comparison Tool.

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